How to Use AI Safely: Privacy, Security and Scams
Protect your personal data, your employer's information and your accounts when using AI tools — and recognise AI-powered scams.
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AI tools are safe to use for most everyday tasks if you follow a few simple rules. This guide covers what to share, what settings to check, and the AI-powered scams to watch for.
Rule 1: Don't share what you wouldn't email to a stranger
Never paste into an AI tool:
- Passwords, PINs, one-time codes or recovery phrases.
- Bank card numbers or account details.
- ID, passport or national insurance/social security numbers.
- Medical records of other people.
- Confidential work information your employer hasn't approved for AI tools.
- Other people's personal data without a lawful reason.
Replace names and details with placeholders such as [Client A] when you need help with a real situation.
Rule 2: Check your data settings
Most AI services let you control whether your conversations are used to improve their models and how long chats are stored. Look in the settings for data controls, history or privacy. Business and enterprise plans usually offer stronger protections – if you use AI at work, use your organisation's approved tools.
Rule 3: Be careful with connections and extensions
Connecting AI to your email, files or calendar is powerful, but it gives the tool access to a lot of information.
- Only connect accounts you need.
- Review permissions and remove connections you no longer use.
- Install browser extensions only from developers you trust; they can read the pages you visit.
Rule 4: Use official apps
Fake "ChatGPT" or "Gemini" apps and websites exist to steal data or money. Download apps from official app stores and check the developer name. Type web addresses yourself rather than clicking ads.
Rule 5: Watch for AI-powered scams
Scammers use AI to:
- Clone voices of family members asking for urgent money.
- Create deepfake videos of public figures promoting investments.
- Write convincing phishing emails without spelling mistakes.
Protect yourself:
- Agree a family "safe word" for emergency calls.
- Call back on a number you already know.
- Be suspicious of urgency, secrecy and requests for gift cards, crypto or mobile money transfers.
- Treat celebrity investment endorsements as fake until proven otherwise.
Rule 6: Protect children
Check age requirements for AI services, use parental controls and talk with children about not sharing personal information.
Next steps
Learn to spot AI hallucinations and read our privacy policy to see how this site handles your data.
Frequently asked questions
Do AI companies read my conversations?
Policies vary. Many services may review some conversations for safety or improvement unless you change settings or use a business plan. Read each tool's privacy policy.
How can I tell if a voice call is an AI clone?
You often can't by listening. Verify by calling back on a known number or asking a pre-agreed question.
AI Resource Hub Editorial Team
Our editors research AI tools using official documentation and reliable reporting, and update guides when products change. Read our editorial policy to see how we work. Editorial policy.
Tools in this guide
ChatGPT
OpenAI
General-purpose AI assistant for writing, analysis, images and conversation.
- Chat with text and voice
- File and image uploads for analysis
- Web search with linked sources
Claude
Anthropic
AI assistant known for long documents, careful writing and coding help.
- Analysis of long PDFs and documents
- Projects for organising files and instructions
- Artifacts for documents, code and interactive pages
Google Gemini
Google's AI assistant, connected to Search, Gmail, Docs and Android.
- Chat with text, voice and images
- Integration with Gmail, Docs, Drive and other Google apps
- Deep Research reports
Microsoft Copilot
Microsoft
Microsoft's AI assistant across Windows, Edge and Microsoft 365.
- Chat with web-sourced answers
- Copilot in Word, Excel, PowerPoint and Outlook (eligible plans)
- Meeting summaries in Teams (business plans)
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